"Real" Hometown Banking
Community First Bank for loans, mortgages, savings and investments in Fairview Heights, Swansea, Belleville, O'Fallon, Shiloh and the Metro-East area
Personal landing Business landing Other Services landing
Other Services landing
Rates
Certificates of Deposit and IRAs
Term
Interest Rate
APY
Minimum Deposit to Open
13 Month
    1.59%     1.60%   $10,000-95,000
18 Month
    1.84%     1.85%   $10,000-95,000
49 Month  2.82% 2.85% $10,000-95,000
    55 Month     2.97%     3.00%   $10,000-95,000
Certificates of Deposit and IRAs Special Rates

A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL

Term
Interest Rate
APY
Minimum Deposit to Open
3 Month
  .50%
  .50%
$2,500
6 Month
1.00%
1.00%
$1,000
1 Year
1.39%
1.40%
$1,000
2 Year
1.74%
1.75%
$1,000
3 Year
2.13%
2.15%
$1,000
4 Year
2.38%
2.40%
$1,000
5 Year
2.87%
2.90%
$1,000
6 Year
3.06%
3.10%
$1,000
1 Month
  .75%
  .75%
$100,000
2 Month
  .75%
  .75%
$100,000
3 Month
1.00%
1.00%
$100,000
6 Month
1.24%
1.25%
$100,000
1 Year
1.49%
1.50%
$100,000

The rate and annual percentage yield (APY) is accurate as of 3/3/2010.

For a full disclosure of rates, terms and fees, please see a Personal Banker.

A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL

bankers@cfbank1.com
Community First Bank

4600 North Illinois Street • Fairview Heights, IL 62208
Corner of Route 159 & Frank Scott Parkway
Phone (618) 234-9500          Fax (618) 234-9585
HUD.gov
On accounts below: the rates may change after the account is opened and fees may reduce earnings.
Minimum Daily Balance
Interest Rate
APY
Minimum Opening Deposit
Less than $2,000
.10%
.10%
$100
$2,000-$9,999
.10%
.10%
$100
$10,000+
.20%
.20%
$100
First Choice Plus, First Choice Plus Senior, Senior Club, Money Market Checking, Business Checking

                                  Power Investment Account

Minimum Daily Balance
Interest Rate
APY
Minimum Opening Deposit
$0-$9,999
  .25%
  .25%
$100
$10,000-$24,999
  .25%
  .25%
$100
$25,000-$149,999
1.00%
1.00%
$100
$150,000 or more
1.49%
1.50%
$100

           Money Market Investment

Minimum Daily Balance
Interest Rate
APY
Minimum Opening Deposit
Less than $2,000
   .25%
   .25%
$100
$2,000-$9,999
  .25%
  .25%
$100
$10,000-$99,999
  .75%
  .75%
$100
$100,000+
1.24%
1.25%
$100

                    Savings

Interest Rate
APY
Minimum Opening Deposit
1.00%
1.00%
$100

Funds Availability Policy
Community First Bank provides banking services for Fairview Heights, Swansea, Belleville, O'Fallon, Shiloh and the Metro-East St. Louis area. Personal services include checking, CDs, savings & investments and loans. Business services include checking, CDs, loans and other business services. We also offer online banking. Other services include the CFB Debit/ATM Card, safe deposit boxes, telephone banking and credit card services. See our rates for interest bearing accounts.
Minimum Deposit for IRA Special Rates: $1,000.00