"Real" Hometown Banking
Community First Bank is proud to serve Fairview Heights and the Metro-East area
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Rates
Certificates of Deposit and IRAs

  Minimum Deposit for IRA Special Rates:     $1,000.00
Term
Interest Rate
APY
Minimum Deposit to Open
13 Month
    3.45%     3.50%   $10,000-99,999

30 Month

3.94%

4.00%

$10,000-99,999
    40 Month     4.18%     4.25%   $10,000-99,999
Certificates of Deposit and IRAs Special Rates

A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL

Term
Interest Rate
APY
Minimum Deposit to Open
3 Month
1.99%
2.00%
$2,500
6 Month
2.48%
2.50%
$1,000
1 Year
2.72%
2.75%
$1,000
2 Year
3.21%
3.25%
$1,000
3 Year
3.55%
3.60%
$1,000
4 Year
3.70%
3.75%
$1,000
5 Year
3.94%
4.00%
$1,000
6 Year
4.04%
4.10%
$1,000
1 Month
2.72%
2.75%
$100,000
2 Month
2.72%
2.75%
$100,000
3 Month
2.72%
2.75%
$100,000
6 Month
2.87%
2.90%
$100,000
1 Year
3.21%
3.25%
$100,000

The rate and annual percentage yield (APY) is accurate as of 7/24/2008.

For a full disclosure of rates, terms and fees, please see a Personal Banker.

A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL

bankers@cfbank1.com
Community First Bank
4600 North Illinois Street • Fairview Heights, IL 62208
Corner of Route 159 & Frank Scott Parkway
Phone (618) 234-9500          Fax (618) 234-9585
HUD.gov
On accounts below: the rates may change after the account is opened and fees may reduce earnings.
Minimum Daily Balance
Interest Rate
APY
Minimum Opening Deposit
Less than $2,000
.15%
.15%
$100
$2,000-$9,999
.25%
.25%
$100
$10,000+
.50%
.50%
$100
First Choice Plus, First Choice Plus Senior, Senior Club, Money Market Checking, Business Checking

                                  Power Investment Account

Minimum Daily Balance
Interest Rate
APY
Minimum Opening Deposit
$0-$9,999
.25%
.25%
$100
$10,000-$24,999
.50%
.50%
$100
$25,000-$149,999
1.74%
1.75%
$100
$150,000 or more
2.47%
2.50%
$100

           Money Market Investment

Minimum Daily Balance
Interest Rate
APY
Minimum Opening Deposit
Less than $2,000
  .25%
  .25%
$100
$2,000-$9,999
.25%
.25%
$100
$10,000-$99,999
.75%
.75%
$100
$100,000+
1.74%
1.75%
$100

                    Savings

Interest Rate
APY
Minimum Opening Deposit
1.00%
1.00%
$100
Funds Availability Policy
Community First Bank provides banking services for Fairview Heights, Swansea, Belleville, O'Fallon, Shiloh and the Metro-East St. Louis area. Personal services include checking, CDs, savings & investments and loans. Business services include checking, CDs, loans and other business services. We also offer online banking and internet brokerage. Other services include the CFB Debit/ATM Card, safe deposit boxes, telephone banking and credit card services. See our rates for interest bearing accounts.