"Real" Hometown Banking
Community First Bank for loans, mortgages, savings and investments in Fairview Heights, Swansea, Belleville, O'Fallon, Shiloh and the Metro-East area
Senior Citizen Account
This account is tailored for those individuals who are 55 years of age or older. Features and benefits of this account include:
- All free services listed in Checking
- During a monthly statement cycle, the first 10 checks are free.
There is a 15¢ charge per check for the 11th check and over.
- 1st Net Online Banking Bill Pay is available for a monthly fee of $4.95.
- Free image statement with binder
- If the daily balance for the monthly statement cycle does not fall below $100, there is no excess withdrawal fee (see below) .
Initial deposit requirement is $100.
Dormant Account Fee
An inactive account fee of $3 per month will be assessed when the account is inactive for 1 year through 5 years.
Early Closing Fee
If the account is closed within the first six months, an early closing fee of $15 will be charged.
Excess Withdrawal Fee
You will be charged $0.15 for each check over 10 presented during a monthly statement cycle.
Call today (618)234-9500. We look forward to being of service to you!
Community First Bank will NEVER ask you to verify your account information online, nor will we request this information through email. Community First Bank will not ask you to supply any account information or personal information by phone or email. Any official requests for sensitive information will be written on bank letterhead. If you are in doubt regarding the validity of a request for information, please feel free to contact the bank directly for confirmation. If you think you are a victim of identity theft or if you are solicited for information, please contact the bank immediately at (618) 234-9500.
